Upgraded medical insurance payment method to realize "one-code payment"
In recent years, with the rapid development of digital technology, medical insurance payment methods have also been continuously upgraded. Recently, medical insurance bureaus across the country announced the launch of the "one-code payment" function, aiming to simplify the medical insurance payment process and improve the medical experience of patients. This move quickly became a hot topic on the Internet and attracted widespread attention. The following is a compilation and analysis of relevant hot topics in the past 10 days.
1. The core function of medical insurance "one-code payment"
"One-code payment" refers to the seamless connection between medical insurance settlement and personal payment through electronic medical insurance vouchers or social security card QR codes. Patients only need to present a QR code to complete the payment of medical insurance reimbursement and self-paid parts, without repeatedly queuing or filling in paper documents. Here is a comparison of its main functions:
| Function | Traditional way | "One-code payment" method |
|---|---|---|
| Payment process | Medical insurance settlement first, then pay at your own expense | Complete medical insurance and self-paid payment in one click |
| Required materials | Social Security Card + Cash/Bank Card | Medical insurance electronic certificate or social insurance card QR code |
| time consuming | 5-10 minutes | 1-2 minutes |
2. National promotion progress and coverage
As of the latest data, more than 20 provinces and cities across the country have piloted the "one-code payment" function, covering major Grade A hospitals and community medical institutions. The following are the promotion situations in some provinces and cities:
| Provincial and municipal | Number of pilot hospitals | User coverage |
|---|---|---|
| Beijing | 56 companies | 78% |
| Shanghai | 48 companies | 85% |
| Guangdong Province | 102 companies | 65% |
| Zhejiang Province | 73 companies | 72% |
3. User feedback and hot topic discussion
After the "Yima Payment" function was launched, it quickly became a hot topic on social platforms. The number of readings on Weibo related topics exceeded 200 million, and the number of views of Douyin related videos exceeded 50 million. Here are the main points of the user discussion:
1.Improved convenience: Most users said that "one code payment" greatly shortens the queue time, especially for the elderly and patients with chronic diseases.
2.Safety concerns: Some users expressed concerns about the risk of QR code leakage, and the Medical Insurance Bureau responded that it has adopted dynamic encryption technology to ensure payment security.
3.Expected coverage: Many users in third- and fourth-tier cities call for speeding up promotion and hope to enjoy this convenient service as soon as possible.
4. Future prospects
According to a relevant person in charge of the Medical Insurance Bureau, "Yima Payment" will further improve its functions in the future and plan to upgrade in the following aspects:
1.Universal across provinces: Promote the interconnection of electronic medical certificates across the country and realize the "one-code access" for medical treatment in other places.
2.Commercial Insurance Docking: Explore the connection with commercial insurance and realize one-stop settlement of "medical insurance + commercial insurance".
3.Smart reminder: Develop value-added services such as drug use reminders, reimbursement ratio inquiry and other value-added services.
The upgrade of medical insurance payment methods is an important step in the digital transformation of medical care. The launch of "Yimafu" not only improves service efficiency, but also lays the foundation for the future development of smart medical care. As technology continues to mature, I believe that more convenient measures will be implemented one after another to benefit the general public.
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