Chengdu optimizes the qualification certification for home purchases: families with multiple children can purchase the third house
Recently, the Chengdu Housing and Urban-Rural Development Bureau issued a new housing purchase policy, clarifying thatA family with multiple children can purchase a third house, further optimized the criteria for identifying house purchase qualifications. This policy has attracted widespread attention and has become one of the hot topics in the past 10 days. The following are the specific content of the policy and the analysis of hot data related to the entire network.
1. Core content of policy
The policy adjustment in Chengdu is mainly aimed at families with multiple children, and it is clear that families that meet the following conditions can purchase a third house:
| condition | Specific requirements |
|---|---|
| Number of children in the family | At least 2 minor children |
| Current housing situation | Already owned 2 houses |
| Household registration requirements | At least 1 family member is registered in Chengdu |
| Buying area | In the purchase restricted area |
The policy aims to support the housing needs of families with multiple children and further release the vitality of the real estate market.
2. Analysis of hot topics across the network
In the past 10 days, the discussion on the adjustment of Chengdu’s housing purchase policy has mainly focused on the following aspects:
| topic | Discussion Hot Index | Main points |
|---|---|---|
| The impact of policies on the property market | 85 | Most believe that it will stimulate improvement demand |
| How much benefit should a family of multiple children | 78 | Some questions have narrow benefits |
| Possibility of following up in other cities | 72 | Similar cities are expected to follow |
| Discussion on policy fairness | 65 | Different sounds exist |
3. Policy background and market data
Chengdu's policy adjustment is issued against the backdrop of continuous adjustments to the national real estate market. The following are the key data of Chengdu's real estate market in the past six months:
| index | Q3 2023 | Changes month-on-month |
|---|---|---|
| New house transaction volume (10,000 square meters) | 320.5 | -12.3% |
| Second-hand house transaction volume (10,000 square meters) | 280.2 | -8.7% |
| Average price of new houses (yuan/㎡) | 15,680 | +1.2% |
| Inventory sales cycle (month) | 14.5 | +2.1 |
From the data, it can be seen that the Chengdu real estate market is facing certain downward pressure, and this policy adjustment is considered to be a precise policy to the market.
4. Summary of expert opinions
Several real estate experts expressed their opinions on this policy:
| expert | mechanism | Main points |
|---|---|---|
| Zhang Jianguo | Southwest University of Finance and Economics | Policies are conducive to releasing demand for improvement, but their effects may be limited |
| Li Hongmei | Zhongyuan Real Estate | It is expected to drive about 5% of incremental housing purchase demand |
| Wang Wei | JLL | Reflects the trend of more precise and differentiated policies |
V. Potential impact analysis
This policy may have the following impacts:
1.For families with many children:Directly lower the threshold for buying a house to meet the needs of improved housing;
2.For the real estate market:In the short term, some demand release may be stimulated, but the overall impact is limited;
3.For social effects:Cooperate with the national birth policy to reflect support for families with multiple children;
4.For other cities:It may become a reference sample for policy adjustments in second-tier cities.
6. Future prospects
It is generally believed in the industry that Chengdu’s policy adjustment has sent two important signals: one is that the real estate regulation policies are more precise, and the other is that local governments have greater autonomy in stabilizing the real estate market. It is expected that more cities will introduce differentiated support policies based on local actual conditions in the future.
However, experts also pointed out that simply relaxing the qualifications to buy a house may have limited stimulation effect on the market, and it is necessary to cooperate with many factors such as credit support and price adjustments to truly activate market vitality. For ordinary home buyers, they still need to look at policy changes rationally and make decisions on buying a house based on their actual needs.
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